How to get my credit history report for free?

How to get my credit history report for free?

I have bad credit and need to know everyone whom turned me into collections so I can restore my credit.I went to experian,Equifax,and transunion but they told me that they couldn’t give me any info.How do i find out who all the creditors i owe money to. also how do i get my credit score for free.without having to sign up for something.help

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Can I lose my house if the one who deeded it files bankruptcy?
Almost two years ago, my husband and I were given a house by my uncle. This is the house I grew up in and it was supposed to be left to me my by grandmother in her will, but the will is nowhere to be found. Six months after we were given the house we took out a mortgage against it for home repairs as it had not been lived in since my grandmother passed away about ten years ago. My uncle is about 100,000 in credit card debt and has recently decided to file bankruptcy, he says the courts go back 2 years and anything that was transferred or sold will be taken or needs to be accounted for. We owe about 80% of the houses value to our lender. Is it reasonable to think that when he does his bankruptcy, they will want this house right out from under us?””
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How do i get a 5000 dollar personal loan with bad credit?

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How can i get a free cree credit report witout using a credit crad?

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Bankruptcy question on claiming car…?
Thats just it, they don’t just repo it. I’m wanting to know if I claim it on bankruptcy would it be a valid claim even if the car company I got it from made me sign a paper saying I wouldn’t file bankruptcy on the car. And the other part of my question is that if I let them repo it, could I then get it cleared off my name in bankruptcy? I had a scooter half paid off and a bank repoed it and had the nerve to say I still owe them the full amount still after their fees. They’ll try and get me for repo fees, etc is what i’m afraid of and i’m just hoping bankruptcy would stop that.””
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“”I was approved for a auto loan at my credit union, for 10k with 2k down, I am only looking for a used small?””
suv, my question is do I have to use the whole amount, because I can find a small suv for less then 10k that’s for sure. If I find a car-suv for less will that decrease my down payment?? I’m new to this whole credit union auto loan thing. Also what are the steps when dealing with the dealership but having the credit union finance me?? I don’t want to use the whole 10k Thanks for ANY HELP!””
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Should I File Bankruptcy?
Six months ago, I was involved in an auto accident (my fault) and my insurance policy had expired a week before. There were no injuries or fatalities but my car was totaled because I was knocked out of control and hit a guard rail. I have been paying my car notes even though the car is sitting in some impound lot, but until recently I have not been able to make anymore payments. I owe about $16,000 on the car although it is worth $10,000. I am 100% sure that my car finance company will sue me. I have debt totaling about $25,000 (car loan included). If I file bankruptcy, can they still sue me or garnish my wages. What is my best way to get out of this without have to pay much? I also qualify for SSDI (which can not be garnished by creditors), should I just quit my job, get the SSDI, and lay low until this storm blows over?””
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Please help! Someone who knows about poor credit car loans.?
My husband and I went through some tough financial times last year. He has multiple sclerosis and we had a lot of medical bills not to mention he had to take off unpaid time from work while he was sick. He went back to work now and I am also working (after being off work for almost a year due to being layed off, I am a nurse). Anyways, we ended up having to file bankruptcy a year ago. We are trying to get back on track now. Our lease is up this week and we need a car to get to and from work. We were approved at one of those buy here pay here”””” car lots for people with bad credit. The problem is””
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Is it better to get a bank’s auto loan or go directly to a dealer?
Hi I am thinking about trading in my car. I was wondering which would be cheaper… Current apr for buying cars (or atleast with my credit is 7.99% apr) on a $22000. I still owe $8800 on the one I currently have. The current apr on auto loans is around 4.30%. Which one is a better choice? Should I get an auto loan to buy a car and do trade in or just go to a dealer, trade in, and let them do the financing?””
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Have you ever used a cash advance Payday Loan….?
If you did, what was your experience like and were the fees or interest high? Need advice fast please!””
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Auto loan with my credit?
I’m going to be in the market for a car soon. I’m thinking a used car with a loan for about 25k, 5k down. I have about 30k in student loan debt (my only debt) and make about 60k a year. My credit score currently is 670. Do you think I can get a good rate through my credit union (they offer as low as 3% for used cars)? Thanks””
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Recomendation of mortgage website to…?
im looking for a good mortgage prediction website, im in the rocess of either having to extend a lock or move to a new mortgage company so i am relly watching the rates(on a daily basis) i see some prediction sites, which are good. but i want a daily prediction site. exmple. prediction for mortgage rates today are…….i would want to view this every morning to gauge when and if i need to make a move.””
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Negotiate Pay-off of auto loan??
I have an auto loan with wells fargo. Is it possible to negotiate the pay-off amount?? I owe about 11,000. I would be happy to get rid of the loan for maybe 9,000. “”
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Where do I get my free credit report?

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Is there an income limit on 203k renovation mortgage loans?
I know theres limits on a regular FHA mortgage, was curious if the same standards apply.””
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What is a good starter credit card?
I am pretty responsible and I just want a card so I can build credit. I plan to just buy gas with it and pay it as soon as I get the bill. Any suggestions? Links help!
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Credit check…?
Does anyone know where I can get a free credit report?
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Is fbdloans.com a trustworthy site for a loan?
I was looking into applying for a bad credit loan and I came across fbdloans. FBD stands for the First Bank of Delaware. Could anyone tell me if this is a trustworthy site to give my bank account number too? It asks for that on the loan application but I wasn’t sure if I should give it or not…
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Is an APR of 21% high to buy a car if I don’t have enough credit?
The car I qualified for is 11k, and I’m going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don’t have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I’ve applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment? Thank you!!””
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If you hit a fire truck and they make you pay $20000 can you claim for bankruptcy for that?
i was hit the fire truck because black ice and i went to the court plead guilty and the fire truck insurance billed me $20000 and i said $20.00 per month the only ammount i can pay and then after 3 years of pay ment i missed 3 payment and i got letter (writ of summons ) from the court my question is : can i file bankruptcy for that while i only collect an unemployment?
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I need a loan but I dont have a bank account?
I need a loan but I currently do not have a bank account is there any way we can do it with out one
“How to get my credit history report for free?

I have bad credit and need to know everyone whom turned me into collections so I can restore my credit.I went to experian,Equifax,and transunion but they told me that they couldn’t give me any info.How do i find out who all the creditors i owe money to. also how do i get my credit score for free.without having to sign up for something.help

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Need help preparing journal entries for these…Please Help!?
May 3- Received cash from clients as an advance payment for services to be provided and recorded it as unearned fees, $1,550. May 5- Received cash from clients on account, $1,750 May 9- Paid cash for a newspaper advertisement, $100 May 13- Paid Office Station Co. for part of the debit incurred on April 5, $400 May 15- Recorded services provided on account for the period May 1–15, $5,100 May 16- Paid part time receptionist for two weeks salary including the amount owed on April 13, $750 May 17- Recorded cash from cash clients for fees earned during the period May 1–16, $7,380 May 20- purchased supplies on account, $500 May21- recorded services provided on account for the period May 16–20, $2,900 May 25- recorded cash from cash clients for fees earned for the period of May 17–23, $4,200 May 27- received cash from clients on account, $6,600 May 28- Paid part time receptionist for two weeks salary, $750 May 30- paid telephone bill for May, $150 May 31- Paid electricity bill for May, $225 May 31- recorded cash from cash clients for fees earned for the period of May, $2,200 May 31- Kelly withdrew $7,500 for personal use””
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“”We got approved for a mortgage loan, will getting a personal loan effect it?””
About 30 days ago we were approved for a mortgage loan, we have not found a home yet. We have a down payment but we are just starting out and have nothing else. We have no furniture, dishes, rugs, curtains …ect. Will it effect our mortgage loan if we get a personal loan of about $3000? It will be paid off within a few months but I just dont want it to effect our mortgage rates or anything. We were already approved so isn’t it just set at that and whatever we do after doesnt matter???””
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Are private student loans dischargable thru Bankruptcy prior 2005?
I heard that these were but am not sure.
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Should I tell a landlord I have bad credit while applying?
I dont have the greatest credit in the world but also not the worst. I have no bankruptcy but alot of little things on there. I have tried to rent 2 other places both rejected me because of my credit ( I live in WI if that matters). I am going to go see a place tonight and give them an application if I like it. Should I let them know I have bad credit and why I have it so they get a heads up? I make alot of money now and dont have anything bad on my credit report since 2004. Also, I am moving in with my GF and by best friend who is a guy. He has good credit and she has OK…Should I just put them on there or what should I do? This is the last place in my area I can rent from other wise im living in a box!!!! HELP!!!!””
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Credit score increase?
Does your credit score increase after you refinance an auto loan?
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What’s the best credit card to get as a 22 year old?
Don’t tell me that I’m going to become bankrupt. I know how to use money wisely.
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Will online payday loan companies put your advance on prepaid card if your direct deposit goes there?

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My friend got a pay day loan?
and used me as a reference NOT a co signer! the payday loan company calls and leaves me a voicemail saying they are suing my friend and my name will be included in the lawsuit..I am not sure how they got my social security, and the bill collector said I was a reference not a co signer. I need to appear on court Feb 4. I have not received a letter and this is my first phone call””
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Is scamming online legal?
Say you set up a profile on a online donation website.You make a sob story with a fake facebook and fake pic and name and story.You get donations but later they find out your not who you say you are.Are you facing any legal problems?
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Auto Loan question..?
I have an Auto loan .. it currently has 39 payments left of 231.84 total being 9041.76 the pay off is close to 8000 i was wondering if i go to the bank and talk to them .. is there any chance to reduce the payoff.. i heard from people that had 9000 dollars loan and they offer the bank 6000 dollars cash and the bank took it.. now i don’t know if that’s true. i would like to find out before walking in a bank and trying to bargain my payoff.. do i have any chances? would it ruin my credit ? please help.. anybody that worked in a bank before or knows this stuff.
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Tax Experts! Form 1099 A (acquisition and abandonment of real estate property)?
If you file chapter 7 and you are not able to pay for your home, bank take home back and send you a 1099 A. Market Value of home at time of abandonment is $80,000, Mortgage balance $100,000. Do you have a taxable canceled debt or is it not taxable since you are insolvent? Thanks””
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Are there any Legitimate cash advance places on line?
I have filled out soooo many so calledCash Advance”””” forms on line just to get redirected to another place. I am not working but I can pay it back and I have a checking account.I live in a small town that does not have these places nor can I get to a town that does “”
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What is a good age to get a credit card?
Hello people……….I’m a daddy girl and anyway I make good grades so I think I should get one.
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Is there any help for someone who is bipolar and cannot afford treatment because of having insurance?
I was diagnosed as being bipolar and cannot find any help. I have recently had to change jobs because of a bit of a mental breakdown. It has taken me eight months to even find another job I am sometimes barely hanging on and feel very hopeless. I am taking medication which my doctor prescribed for me and they at least keep me functioning just not so well sometimes. I can see my medical doctor for meds but I cannot see a Psychiatrist or Psychologists without first meeting deductible which is 1000.00 dollars. I was trying different meds before with my doc. and seeing a therapist but things only seemed to get worse and eventually I lost my job anyway. I also lost my unemployment claim because I quit the next job I had after only one week. I am trying to hang on to this one but I feel very shaky sometimes. I recently filed bankruptcy and my husband and I are still trying to recover financially but do not think we ever will. I have already applied for food stamps but was told we make to much money and I also have tried various charitable organizations for help with some kind of therapy for myself so that I do not slip to far back into my disease and do something stupid like quite another job. It seems there is no help for me . The doctors ask if I feel I am a danger to myself or anyone else and I think they’re just interested in protecting themselves in case I hurt someone which by the way I never have and would not even consider. My biggest errors in control usually cause me a great deal of financial strain and sometimes the anxiety from making a bad mistake causes me so much emotional pain I cannot bear it.I do not know what to do anymore ! I pray about the situation all the time so while yes I do believe in God I’m not sure he can help on this one.
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Personal loan to pay closing costs?
Our good faith estimate says that we’ll need roughly 7,600 dollars cash if the SELLER pays the closing costs (there are still some closing fees that the buyer is responsible for) And then we rounded the number UP becuase we’re taking inspection fees and lawyer fees into consideration (we’re saving 1,000 for each even though we may only need 500 for each. Its better to save more than to find out we dont have enough!!)””
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How can find my credit score?
Name osmond S.Brown box 30022 Rochester ny 14603
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Pay Pizza Delivery with credit/debit card? What about tip?
Tonight I really want to order pizza, but I only have my debit/credit card on me. I’ve heard some places go ahead and take your number over the phone and bring you the receipt, but other places bring the credit/debit card machine with them. My question is… is there a way to tip the delivery guy? Such as, when you fill out a receipt in a restaurant?””
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“”Where can i get small debt consolidation, my credit is really bad lower than 520… so i need help!!!?””
i tried to consolidate but my debt is too small for them — -less than 5000, and i tried to get a personal loan to cover them and consolidate but my credit is way too low to get approve i’m stuck. i’m trying my best to fix my credit but its hard when all them are due now and i got none to cover all of them at the same time.””
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How is income verified when you file for bankruptcy (in CA). Is it just paycheck stubs and prior w-2's? Or..?

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#repost

“How to get my credit history report for free?

I have bad credit and need to know everyone whom turned me into collections so I can restore my credit.I went to experian,Equifax,and transunion but they told me that they couldn’t give me any info.How do i find out who all the creditors i owe money to. also how do i get my credit score for free.without having to sign up for something.help

I have bad credit and need to know everyone whom turned me into collections so I can restore my credit.I went to experian,Equifax,and transunion but they told me that they couldn’t give me any info.How do i find out who all the creditors i owe money to. also how do i get my credit score for free.without having to sign up for something.help

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Has anyone tried that National Credit Relief toll free number?
I’m not too sure what it’s about but they help people with their debt. Can anyone explain what it is? Have you used it? If so did it help? Thank you in advance. Just curious. :)
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Are large local banks less likely to give great mortgage rates to borrows with great credit scores?
I’ve been shopping for a low interest rate (30 year fixed). I have excellent credit but it doesn’t seem to help me much when I go into large local banks. It seems like they just run the basic numbers to make sure I qualify for a conforming loan. They then tell me their printed rate on their website. My experience with smaller mortgage companies is that they collect more information and they have quoted lower rates. Is this typical?
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How can i turn my VA disability payment into a LUMP SUM? ?
I need cash now. I know that lending tree and most of the other structured settlement or annuity lump sum people don’t accept monthly VA disability payments as a suitable case for a lump sum because the VA payments are non transferrable. But is there any way to turn my monthly VA disability payment into a lump sum of any sort? And fast?
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Home Loan Eligibility?
Hi, I have a Net Take Home income of 46000 and my Variable Pay is ~6000.. which all together comes in range of 50000–52000. Can anyone tell me what will be my maximum Home Loan eligibility . Thanks & Regards, Archu””
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Can you still file bankruptcy?

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“”If I do not work, and need to file for bankruptcy for credit card debt. can I still file, or is it too late?””
I haven’t worked in about 2 years(stay at home mom), and my credit is shot. I owe less then 5,000, but haven’t paid anything for a long time. Just looking for advice on how to get rid of it, and save myself for my future.””
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“”Why are their so many questions for fast loans, or free credit report lately?””
They ask in all of the sections. Don’t they know that you can’t get a free credit report online that it is all a scam. And the same for the fast loans, just another scam.””
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Is Chapter 7 inevitable when you let a bunch of rental homes go back?
We have mortgages on 30+ rental properties that have negative equity of $50K each. We have $200K of unsecured debt (2 years with no income). We have $30K left in an IRA after dispersing $110K to keep it all going. Can you let all that debt go without losing your primary residence and primary vehicles (paid for)? Is a bankruptcy inevitable? Can you hold onto properties with (currently unrealizable) equity while letting some go? Would it be smart to let the dogs go and when the unsecured lines catch on and get terrified, negotiate the balances and rates down? HELP! Also, will we get a 1099 on every balance forgiven and create huge tax consequences?””
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Bad credit need 10000 personal loan?

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I have been ripped off by a loan company. What can I do?
I was trying to find a loan company through one of online free quote services. After submitting my details one of agents had contacted me asked for more details among other card details, just so they know where to transfer money, but after receiving the details she mentioned quite high fee for securing a small loan, so I said, I quit, and asked her to disregard my phone call and remove my details. 12 days later I have received a text thanking me for opening an account with them. I gave them a call explaining I did not agreed to anything, but they said I gave them my card details (but does that mean they are free to charge me for whatever they want?) after a while they hang up, and now as soon as they hear my voice they hang up all the time. What can I do, is there any hope and way to get the fee back (in UK)?””
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How to add new home address to credit report?

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“”If you declair bankruptcy and make over the limit, is your trustee fee taken from your monthly payment or adde?
Let’s say I am allowed to make 1840 a month but I make 2440 a month. I will have to pay 300 to the trustee. If their fee is 150 a month will I have to pay half of my surplus income plus the fee or is it deducted from my surplus income? In otherwords will I pay 300 a month or 450?
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How can I get approved for my first credit card if I have no credit?
I am looking to get my first credit card. I am a student and I have a part-time job. I make about $120.00/week after taxes. I just tried applying for the Capital One Student Rewards card but I was denied. What kind of credit card can I get approved for? Of course I am not expecting a high credit limit I just need to start small.
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What do I do if I being am forced to support my parent financially?
I am seventeen, and I am living with a single mom in bankruptcy. She wants me to get a job to save up money for a car and college, but anytime I get a job, she takes the money I earn out of my account to pay the bills. I can’t get my own account she can’t touch until I am out of high school. I am a junior this upcoming year (I am a June birthday). I am trying to get my license, but she won’t let me use her car to practice until I get another job. I don’t want a job, because I don’t want to her to take the money I earn. I told her this, and she yelled at me and told me what a selfish ingreat I am for not wanting to lend her money. She says that any boy my age should be happy to lend his mother money and help her out. I want out so bad, but without any money, I can never afford my own place. What should I do?””
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Has anyone ever gone to get a payday loan and didn’t pay it back?
If you don’t pay it back, what happens?””
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Can i get my bank to payoff my auto loan?
Is it possible to get my bank to payoff my auto loan.. then pay back my bank with a lower interest rate?…
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I want to know what can i do if i never pay my credit cards bills and now i would like to fix my credit?

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“”I am thinking about filing for bankruptcy, will it affect my social security benefits?””
I am about to retire next year and I am absolutely drowning in debt that I have FAITHFULLY tried for over 30 years to get rid of. I am getting older and I think its time for me to face reality. I want to file for bankruptcy and pay using that system instead, can I still receive my social security benefits?””
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Which bank offers the best loan for an investment property?
Which bank offers the best loan for an investment property, I am looking to find out which bank has the lowest fees and rates for purchasing an apartment in South Australia? I intend to lease it to help pay off the loan.””
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Is it okay to send someone a copy of the title to my car so they can see if they can get a loan from a bank?
I’m selling a car for the first time and an interested buyer said he needs a copy of the title of my car so he can get a auto loan. Is that normal to get a auto loan?
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CAN YOU BORROW MONEY AGAINST YOUR EARNED INCOME TAX CREDIT?
I HEARD OF THIS BUT DONT KNOW IF IT IS TRUE OR HOW TO GO ABOUT DOING IT
“How to get my credit history report for free?

I have bad credit and need to know everyone whom turned me into collections so I can restore my credit.I went to experian,Equifax,and transunion but they told me that they couldn’t give me any info.How do i find out who all the creditors i owe money to. also how do i get my credit score for free.without having to sign up for something.help

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